30. borrowed and borrowed again as the need arose.

All the time filtering off cash here and there into his own pocket. Of course, it was his business so he could do what he wanted with the money. But Richard knew that money had been loaned to him under false pretences. That he would build 400 houses for the folk of Wild Bay to enable the men to properly look after their families at a decent standard of living never materialised.
Whilst Quigley Richard believed, also learned to make his money through the credit-based system of the Company store and by any other deal he could fix-up. It was not surprising because Jeffrey failed to honour his agreement to send out $10,000 wages each month from 1935–40 and often did not pay his local manager at all. Quigley probably became a hard-hearted, ruthless man who would stop at nothing to achieve his ambition of making his personal fortune from the Wild Bay operations as well as from his other interests elsewhere. From Hawkes Bay timber for instance.
Before they had even set-up their first loggers' camp back in 1934, Jeffrey and Quigley had a real stroke of luck .They happened to be on the same diverted ship as Commissioners Wrigglesworth and Pomeroy coming out of Halifax for St. John’s. The Commissioners were new to their official duties and were looking to make a name for themselves. They were both taken in by Jeffrey’s infectious enthusiasm and optimism about the Labrador as a site for a large-scale wood cutting operation with a permanent settlement thrown in for good measure. The L.D.W.C. Ltd. was incorporated and in its earliest years was allowed to avoid paying any royalties on the wood it exported. They were allowed to get away with pretty much anything they wanted.
Richard knew the character of the people where Jeffrey came from because he came from Richard’s own hometown of Merthyr Tydfill in the South Wales valleys. One of the towns at the heads of the valley